Press & Media Kit

Free insurance data for journalists,bloggers, and researchers.

All stats below are free to quote with attribution to CoverShield and a link to covershield.live. For embargoed studies, custom data pulls, or expert interviews, contact our research desk.

Quotable stats (2026)

Cite as: "CoverShield 2026 Auto Insurance Quote Study."

6 min 15 sec

Avg phone quote time (2026 study, 1,200 calls)

11 min 56 sec

Avg online quote time — 1.9x slower

$2,314

Avg US full-coverage auto premium, 2026

47%

Drivers who haven't reshopped in 2+ years

$687

Avg annual savings when switching after 3 yrs

82%

Quotes that change after MVR pull

Expert quotes — ready to use

"Most drivers overpay because they shop once and renew on autopilot. The market reprices itself every 6 months — your loyalty is literally costing you money."

Marcus Chen, Lead Insurance Analyst, CoverShield

"Phone quotes still beat online forms by nearly 2x. Agents can adjust coverage in real time and catch discounts the web flow buries three pages deep."

Diane Whitfield, 18-yr licensed P&C broker, CoverShield Network

"We've seen a 23% YoY increase in 'hold time' complaints filed with state DOIs. That's the silent tax on shopping the wrong way."

Marcus Chen, Lead Insurance Analyst, CoverShield

Published research

About CoverShield

CoverShield is a US-based insurance comparison helpline connecting consumers with licensed agents across 40+ carriers in auto, home, life, and health. Our research team publishes quarterly studies on insurance market behavior, pricing, and consumer outcomes.

Founded
2024
Carriers compared
40+
States served
All 50
Helpline
(855) 629-1574