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Free Insurance Calculators That Actually Tell You The Truth
No email walls, no quote forms, no upsells. Four calculators built by licensed agents so you walk into your renewal knowing the math.
DIME Method
Life Insurance Needs Calculator
Use the DIME method to find exactly how much term life coverage your family needs — in 60 seconds.
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Break-even math
Auto Deductible Savings Calculator
See how much you'll save raising your auto deductible from $500 → $1,000 → $2,500, and your break-even years.
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Rebuild cost
Home Replacement Cost Estimator
Estimate the dwelling coverage you need to fully rebuild — most homeowners are 20%+ underinsured.
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HSA-aware
HDHP vs PPO Total Cost Comparison
Compare a high-deductible plan + HSA against a traditional PPO based on your expected medical use.
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