For journalists & reporters

Expert sources for insurance stories.

Our analysts respond to HARO, Qwoted, Featured.com, and direct queries within 4 business hours. Quotes available for attribution, on background, or as data.

experts@covershield.liveResponse: < 4 business hours

Marcus Chen

Lead Insurance Analyst

12 yrs market research · former NAIC data contributor

Topics

Auto insurance rate trendsState-by-state pricingTelematics & UBI programsConsumer shopping behavior

"Most drivers overpay because they shop once and renew on autopilot. The market reprices every 6 months — loyalty literally costs you money."

Diane Whitfield

Senior P&C Broker (Lic. CA, TX, FL, NY)

18 yrs licensed broker · 14,000+ policies bound

Topics

Homeowner's insuranceAuto + home bundlingWildfire & hurricane coverageClaims & disputes

"Phone quotes still beat online forms by nearly 2x. A good agent catches discounts the web flow buries three pages deep."

Dr. Priya Anand

Life & Health Insurance Specialist

MD, MBA · 9 yrs benefits consulting

Topics

Term vs whole lifeMedicare Advantage vs SupplementACA marketplace strategyUnderwriting medical conditions

"The cheapest term life policy at 35 isn't the cheapest one at 50. Lock rates while you're healthy — health changes faster than premiums adjust."